Numoves combines automated cash monitoring, rules-based allocation, and clear reporting so solo-practitioners can optimize capital without adding admin work to their week.
A single view of where your capital sits and what it's doing.
Each feature addresses a specific friction point for independent consultants: irregular income, scattered accounts, and limited time to manage either.
Most capital tools are designed for businesses with finance teams. Numoves is built for one person running a practice — where income arrives unevenly, time is scarce, and every manual task competes with billable hours.
The feature set stays deliberately narrow: monitor, allocate, report. No modules to configure, no integrations to maintain beyond the accounts you already use.
Setup takes a few steps; after that, the features operate continuously in the background.
Link the business accounts holding working capital so Numoves can monitor balances.
Choose the minimum balance that must always remain untouched for operating needs.
Specify how surplus above the buffer should be distributed and under what conditions.
Scheduled summaries show you what moved and let you adjust rules going forward.
A consultant with quarterly retainer payments sets a buffer that covers lean months. When retainers land, the automated sweep allocates the surplus above the buffer instead of letting it sit idle until the next invoice cycle.
A practitioner billing through two separate business accounts connects both to Numoves. Combined visibility replaces manually checking balances across logins before deciding what to allocate.
Feature behavior is configurable — the examples above describe how the rules-based system responds to different cash patterns, not guaranteed outcomes for any specific account.
Yes. Thresholds, buffer size, and allocation rules can be adjusted at any time from your dashboard, and changes apply to future sweeps going forward.
The buffer is designed to keep a minimum balance untouched by automated sweeps. It reduces the likelihood of automation causing a shortfall, but you remain responsible for monitoring your own account activity.
You can choose weekly or monthly reporting frequency. Reports summarize sweep activity, allocation changes, and current balances across connected accounts.
Yes, multi-account visibility is part of the core feature set, allowing you to monitor combined balances for accounts used in your practice.
Feature availability may vary based on your plan and the accounts you connect. Review current terms before relying on any specific configuration.
Connect your accounts and configure your buffer and allocation rules in one session.
Optimize My CapitalNo long-term commitment required to get started.